Your Award Winning Michiana Mortgage Team

My mission is to carefully guide my clients through the entire home loan process so they feel confident about the important financial decisions they are making.

Meet our amazing team

Liz will help our clients navigate the initial steps in the home purchase or refinance process. During this first step, Liz will help new borrowers start the preapproval process by collecting initial borrower information for the application.

Laura Smith

Licensed Transaction Manager – Contract to Closing Specialist

Once a borrower has a new contract on a home or they begin the refinance process, Laura will help our clients navigate the mortgage experience all the way to a successful loan closing. You can trust that Laura will never leave the borrower or our Realtor partners wondering what is happening. Laura also helps provide service after the loan closes. She ensures we provide unmatched communication you can count on.

Pre-approvals you can trust. Communication you can count on.

Hi. I’m Amy, a mortgage loan originator who works hard to make sure your pre-approval turns into home ownership.

My goal is to assist each customer in achieving their financial goals. I work to find the best mortgage product available using expertise gained in my 23 years in the mortgage industry. I have had experience working at a title company processing and closing real estate transactions, a local bank as a mortgage processor and closer, a construction loan manager and a mortgage loan originator.

Meet Amy Houk

Awards and Honors

2020 Hallmark Home Mortgage Hall Of Fame

2021 Hallmark Home Mortgage Presidents Club

2015 Women's Council of Realtors "Affiliate of the Year"

2018 Home Builders Association "Associate of the Year"

Top 5% Experience.com

Loan Products

Conventional

A traditional mortgage loan with fixed rates and a variety of term lengths.

Construction

We offer a number of programs to help with home construction. Apply today!

Bond Loans

We offer programs that assist homebuyers in Indiana and Michigan with making down payments and potential tax credits.

Doctor Loans

For Physicians, Residents, Ophthalmologists, and Veterinarians…We recognizes the special financial needs of physicians today.

FHA

FHA loan combines low rates, low down payment, and flexible lending guidelines to help homebuyers qualify for loans.

Toolbox Loans

We are your partner for renovation. Our Toolbox Mortgage is the solution for properties in need of remodeling updates.

USDA

Partnered with USDA Rural Development to provide 100% financing and the opportunity for individuals to purchase or build a home in rural areas.

VA

We help veterans, reservists, and active-duty personnel, as well as surviving spouses of veterans, apply for a Veteran's Administration loan.

What our clients say

Dawn T.
South Bend, IN
Mar/18/2025
"Amy was so quick, efficient, and friendly!! There were ZERO holdups or complications!"
Kaleigh H.
Mishawaka, IN
Mar/03/2025
"Amy was fantastic! Very easy to work with, prompt with all responses and info, helped clarify things for me and made the process overall a breeze. I’m very glad I chose to work with her and Hallmark, I don’t think the process could have been made easier for us."
Sean G.
Granger, IN
Feb/28/2025
"No matter how complicated the issue, Amy joyfully worked through it and helped us close early."
Melina C.
South Bend, IN
Feb/21/2025
"I was able to come into the office same day to go over my documents with Amy. She answered my questions making me feel comfortable and well informed. There was such a personal aspect to it, and I appreciated that"
Jacob B.
South Bend, IN
Jan/25/2025
"Amy was always willing to help - taking the time to call and talk two anxious first-time homebuyers through the entire process. We would highly recommend Amy to anyone!"
Kenneth M.
South Bend, IN
Jan/04/2025
"Amy was great! Everyone involved very knowledgeable and courteous."

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The Hallmark Difference

Hallmark Home Mortgage was built around people, the people who entrust us with the financing of their home and the people who work to ensure that financing is successful. Our experienced and dedicated professionals guarantee that Hallmark lives up to its name by providing unmatched quality and a long-standing tradition of service.

We strive to enrich the lives of our employees, as well, and value the time and talent they spend serving Hallmark’s customers and our greater communities.

Do you have questions about buying a home? We have the answers. Contact us today. https://www.hallmarkhomemortgage.com/meet-our-team #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv #HomeMortgage #Mortgage #MortgageLender

🏡 Attention Homebuyers! FHA has updated its residency requirements, and you may be impacted! Don’t worry—there are still plenty of loan options available. Speak with your loan officer today to learn more and secure the best financing for your home. #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv

Found THE house, but worried about the rates? Buy it, and enjoy it now. Buying a house doesn’t mean you are committed to the rate forever. So go ahead...buy your dream home, and refinance later! #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv

You’re thinking about buying a home, but your student loans are in forbearance—what now? Let’s chat! A quick conversation could save you from credit surprises down the road. 💬 #HHM #YourCommunityLender #HallmarkHomeMortgage #eHome #hhmtv

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5.0 star review received on Experience.com for Amy Houk by James Z - Amy was very helpful and informative from the beginning. We had a tricky process but she guided us through it . We are very satisfied and will reach out if wr we need any mortgage lending assistance in the future.

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We are so confident that we will close your loan on time that we are backing it with our On Time Guarantee. Contact us today to find out more. https://www.hallmarkhomemortgage.com/ #HHM #YourCommunityLender

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